Terms of Service
Last updated: 2/9/2026
These Terms of Service (“Terms”) govern your access to and use of SecondLayer (the “Service”), operated by FatCat Capital Ltd. (“we”, “us”, “our”).
By accessing or using the Service, you agree to be bound by these Terms. If you do not agree, you must not use the Service.
Nature of the Service
SecondLayer provides automated analysis of text and narrative changes using probabilistic and heuristic methods.
The Service is provided for informational and interpretive purposes only. It does not constitute legal, financial, investment, professional, academic, or regulatory advice.
No Reliance
Outputs generated by the Service may be inaccurate, incomplete, ambiguous, or misleading. Interpretation inherently involves uncertainty, and multiple reasonable interpretations may exist.
You agree not to rely on the Service as the sole basis for any decision, communication, or action, and to independently verify information where appropriate.
User Responsibility
You are solely responsible for your use of the Service and for any outcomes resulting from decisions or actions taken based on its outputs.
FatCat Capital Ltd. disclaims all responsibility for losses, damages, or consequences arising from such use.
User Content
You retain ownership of any content you submit to the Service. By submitting content, you grant us a limited, non-exclusive license to process it solely for the purpose of operating the Service.
Acceptable Use
You agree not to misuse the Service, including by:
- using it for unlawful purposes
- misrepresenting outputs as professional advice
- attempting to reverse engineer, abuse, or interfere with the Service
Availability and Changes
We may modify, suspend, or discontinue any part of the Service at any time, with or without notice.
Disclaimer of Warranties
The Service is provided “as is” and “as available”, without warranties of any kind, whether express or implied.
Limitation of Liability
To the maximum extent permitted by law, FatCat Capital Ltd. shall not be liable for any direct or indirect damages, losses, or consequences arising from use of or reliance on the Service.
Governing Law
These Terms are governed by and construed in accordance with the laws of Ireland. The courts of Ireland shall have exclusive jurisdiction.
Contact
Operator: FatCat Capital Ltd.
Email: support@fatcat-capital.com